Disaster Preparedness

Preparing For:

• Record the policy number and insurance company name of all of your insurance policies.
• Verify that you are covered for different perils such as flood, excess flood, wind, excess wind, etc.
• Make sure you have all documents in a safe place, protecting them in case of evacuation.
• Are your policies up to date and are you adequately covered in event of loss?
• Check your deductibles, since they can vary on each type of policy.
• If you have not previously done so, photograph or videotape the contents of your home.

In Case Of:

• Pay close attention to our web site for updated information regarding claims in the event of a disaster.
• In the event of a loss, call the claims number located on your policy immediately.
• Make sure you have all documents in a safe place, protecting them in case of evacuation.
• Gather all information to give to the adjuster; generally, the more information you have, the faster the claim can be settled.
• In the event of relocation, you must save all receipts and records of additional expenses acquired as a result of your loss to receive reimbursement.
• Always check to make sure that the contractors you use for repair are licensed and insured. Request a certificate of insurance from repair companies to check for General Liability and Workers Compensation coverages.