Personal Insurance

Insurance protects your assets in the event of a loss, accident or any catastrophe. What you accomplish when you purchase an individual insurance policy is transferring the financial risk to an insurance company. For example most people could not absorb the cost of rebuilding their home if it were destroyed by fire but could afford the premium. In some cases insurance is mandatory, such as state laws requiring you to carry liability insurance in order to operate a motor vehicle. Also, a mortgage company requires you to carry home insurance to protect their interest. You also need insurance when it is not mandatory, and Highsmith Insurance can provide you with access to almost any type of personal insurance:

Some of the types of personal insurance we write are as follows:

  • Homeowners
  • Personal Automobile
  • Umbrella
  • Rental Property Insurance
  • Watercraft (Boats and Yachts)
  • Flood Insurance
  • Fine Arts and Jewelry Floaters
  • Condominium Policies
  • Coastal Property Insurance
  • Motorcycles and RVs

Multiple Locations

Working with clients across the Southeast.